UTR Full Form

UTR Full Form is a number unique to every fund transfer. Banks conducting the transaction issue it to help them track the status of the transaction.

UTR stands for Unique Transaction Reference.


UTR stands for Unique Transaction Reference. In India, a UTR number helps verify a particular bank transaction. All Indian banks use UTR numbers for all forms of money transfers. The number is generated by the banks conducting the transfer, and it helps quickly check the progress of your transactions.

Where can I find the UTR number?

You can find the UTR number on your bank statement. Below each transaction’s information, you can see the UTR number as Ref no. In India, UTR numbers frequently look like this:


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